of Premier Mortgage Associates, Powered by NQM Funding, LLC
NMLS #75597
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Whether you’re purchasing your first home, refinancing your current mortgage, or looking to reduce your monthly payments, Patriot Mortgage Solutions has the expertise, resources, and experience to assist you every step of the way.
- No downpayment required
- Easy and quick mortgage pre-approval process
- Options to help cover closing costs
- Ask us how to save an extra $500 at closing
- Great mortgage rates
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Get the Mortgage Loan You Deserve with Patriot Mortgage Solutions.
Patriot Mortgage Solutions a dba of NQM Funding, LLC is a combat veteran-founded mortgage lending company that offers a comprehensive range of services to meet the diverse needs of its clients. In addition to VA loans, Patriot Mortgage Solutions offers FHA loans, which are ideal for first-time homebuyers, conventional loans for those seeking competitive rates and flexible terms, and hard money loans for investors or individuals needing quick, non-traditional financing options. With a focus on personalized service and integrity, Patriot Mortgage Solutions ensures that veterans, first responders, and civilians alike have access to the mortgage products best suited to their financial goals and homeownership dreams.
We cater to anyone who wants to own a home and offer 100% customer satisfaction and we help veterans by not taking the same fees as most other lenders do to secure VA loans.
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Mortgage Services We Offer
FHA Loans: FHA loans are government-backed mortgages designed to make homeownership accessible, particularly for first-time homebuyers. They offer lower down payment requirements and more flexible credit criteria, making them an excellent option for those with limited savings or credit challenges.
Conventional Loans: Conventional loans are traditional mortgage products not backed by the government, offering competitive interest rates and a variety of term lengths. These loans typically require a higher credit score and down payment but provide more flexibility in terms of property types and loan amounts.
Hard Money Loans: Hard money loans are short-term, asset-based loans often used by real estate investors needing quick financing for property purchases or renovations. These loans are based primarily on the property’s value rather than the borrower’s creditworthiness, making them ideal for situations where speed and flexibility are crucial.
VA Loans: VA loans are government-backed mortgages specifically for veterans, active-duty service members, and their families. They offer numerous benefits, including no down payment, lower interest rates, and no private mortgage insurance (PMI), making them one of the most advantageous loan options for those who have served in the military.
Why Choose Patriot Mortgage Solutions?
Patriot Mortgage Solutions stands out for homebuyers, especially veterans, due to its unique foundation by combat veterans who truly get the needs of those who’ve served. They offer personalized mortgage options, including VA, FHA, and conventional loans, with a focus on honesty and respect. By picking Patriot Mortgage Solutions, clients get more than just a lender; they partner with a team that’s not only skilled in mortgages but also deeply committed to helping veterans, first responders, and civilians achieve their homeownership goals. Their approach combines expertise with a genuine desire to support those who’ve served our country.
Your Path to Homeownership
At Patriot Mortgage Solutions, we’ve streamlined the mortgage process to make your dream of homeownership a reality. Whether you’re a veteran, first responder, or civilian, we’re here to help you every step of the way. We start by understanding your financial situation and finding the perfect loan program for you, be it FHA, conventional, or another option. Our friendly loan officers will guide you through the application process, helping you gather the necessary documents like income statements and asset information. Once we have your application, our team will review it promptly and keep you informed of the next steps, ensuring a smooth journey to your new home.
Swift Approvals
We know that time is of the essence when it comes to mortgages. That’s why Patriot Mortgage Solutions prides itself on quick approval times for all loan types. Whether you’re buying your first home or refinancing, our efficient process means you’ll get a decision fast, allowing you to move forward with confidence. With a minimum credit score of 580 required, we work hard to secure the loan you need without unnecessary hold-ups.
Personal Support
At Patriot Mortgage Solutions, we believe in going the extra mile for our clients. Our friendly support team is always ready to answer your questions and address any concerns throughout the mortgage process. We’re committed to making your experience as smooth and stress-free as possible, standing by your side until you unlock the door to your dream home. Let us help you turn your homeownership dreams into reality!
Frequently Asked Questions
Please contact us if you cannot find an answer to your question.
When applying for a VA loan, there are a few things that you will need to consider. First, you will need to make sure that you are eligible for the program. You can do this by obtaining a Certificate of Eligibility from the Department of Veterans Affairs. Additionally, you will need to find a participating lender and complete a loan application. Finally, you will need to provide documentation of your income, assets, and debts in order to qualify for the loan
In order to be eligible for a VA loan, veterans must have served in the military for at least 90 days during wartime or 181 days during peacetime. Veterans with a service-connected disability are also eligible for VA loans. Additionally, active duty service members who have served for at least six months are also eligible for VA loans.
There are a number of benefits that come with obtaining a VA loan. Perhaps the most significant benefit is that there is no down payment required. For many veterans, this can make homeownership a reality when it might otherwise be out of reach. Additionally, VA loans offer low interest rates and don’t require private mortgage insurance, making them more affordable than other types of loans.
Veteran mortgage refinancing allows you to customize your loan to meet your specific needs. Whether you’re looking for a shorter term loan to pay off your loan quickly, a longer term loan to maximize your monthly payments, or a cash-out refinance to access the equity in your home, veteran mortgage refinancing has you covered.
